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Estate Planning

Do you think your estate plan is in order?

(For “advanced” estate planning for clients with estates over $5,000,000, please click here).

Many people think that because they have an attorney and an accountant/CPA/EA they work with that the answer is yes.  That may not be the case.

The following are statistics about the general public when looking at a group of ten.

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Retiring Without Risk(RWR) is both a book and a philosophy by which our firm gives advice to clients. Our philosophy is to help clients reach their financial, estate, and tax-planning goals in the least risky manner possible with the least amount of taxes paid while living and upon death.

Many people know their estate plans are NOT in order but believe they are too busy and that they will get to their estate plan “when they have the time.” If you have been saying that to yourself, please act now to put an estate plan in order.

Estate planning itself is a very broad topic and cannot be covered in an introduction web-page. Therefore, we have listed a few of the more important topics that are typically not dealt with properly in most estate plans. We encourage you to click on the links below as well as the links in the estate planning drop down menu at the of the page. We are confident that this site will help you learn more about estate planning and we hope you will contact us to help put together a complete plan that covers not only your estate plan but also your asset protection plan and financial plan.

Life Insurance
Most people do not like the thought of having to purchase life insurance of any kind. Most people buy term life even though over 93+% of the time the death benefit doesn’t pay.
Life Settlements are for someone who purchased a life insurance policy, no longer needs that particular policy (for a variety of reasons discussed below), and would like to sell the policy today for cash and use the proceeds for any number of different purposes.

On average, 69% of people age 65 or older will need some form of long-term care.
The average daily cost of a private nursing home room in 2008 was $217 or $79,205 annually.

You may or may not have considered charitable giving as part of how you distribute your wealth. Whether you have or not, charitable giving can give your wealth and estate plan a serious boost.

If your estate plan is not in order and you would like help from our firm and its affiliate partners, please feel free to contact us at info@wealthpreservationproducts.com or 269-216-9978.

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