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wealth preservation

Single Premium Life

What is a “single premium” Life (SPL) policy? It’s a policy designed to act partially like an annuity and partially like a long-term care (LTC) policy. Most life insurance policies are funded for two reasons: 1) death benefit or 2) cash accumulation. A SPL policy is funded partially for the death benefit, but it is […]

Medicaid Planning

Most people just spend their money on nursing home care until they’re broke. It doesn’t have to be that way. With a solid Medicaid Protection Plan, our team of highly-skilled Medicaid Planners can help you find legal ways to keep more of your assets. Medicaid can also pay for home care and in some states […]

Bad Advisors

Bad Advisors One of the biggest problems in the financial services/insurance industries is the number of “bad advisors.” What is a bad advisor? Our definitions will come from the Bad Advisors book written by Roccy DeFrancesco, JD. To receive a free complimentary copy of this book, please contact our office at [email protected] To hear specifically […]